| Claim | General deadline |
|---|---|
| Personal injury | 2 years from the injury |
| Property damage | 4 years |
| Claim against a city | Written notice within 6 months |
| Claim against a county | Notice within 12 months |
| Claim against the State | Notice within 12 months |
Things that can change the clock
- Injured minors
- A pending criminal case against the other driver
- Uninsured motorist claims and service requirements
Don’t calculate it alone. These are general rules with exceptions. Call early so nothing is missed.

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